People often annualize compensation incorrectly by mixing base and overtime without structure.

Core concept

  • Base hourly rate applies to standard hours.

  • Overtime often applies at 1.5× (jurisdiction-dependent).

  • Total pay = base pay + overtime pay.

Example
Base: $25/hour
Standard: 40 hrs
Overtime: 8 hrs at 1.5×
Weekly gross = (40 × 25) + (8 × 37.5)
= $1,000 + $300
= $1,300

If you compare this to a flat salary offer, ensure the same expected hours are modeled.

3 takeaways

  1. Use separate lines for base and overtime.

  2. Convert to weekly first, then annualize.

  3. Overtime volatility increases planning risk even when total pay is higher.

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